Family finance calculators
Run the numbers on the biggest financial decisions families face — free, no signup required, personalized to your situation.
Family Budget Template
Download our free Excel and Google Sheets budget template — monthly budget, annual overview, and sinking funds tracker pre-built and ready to use.
Baby Cost Calculator
Find out exactly how much your baby will cost in the first year — childcare, healthcare, gear, feeding, and more. Personalized to your location and situation.
Family Budget Calculator
See where your family's money actually goes — broken down by category and compared against recommended percentages for families at your income level.
College Savings Calculator
How much do you need to save each month to hit your college savings goal? Enter your child's age and target and we'll run the math.
Life Insurance Calculator
Calculate exactly how much life insurance your family needs using the DIME method — Debt, Income, Mortgage, and Education.
Child Savings Calculator
Watch compound interest work over 18 years. See how different monthly contributions and interest rates grow into serious money over time.
Why use our calculators?
Our calculators are designed for parents — not single professionals or retirees. The categories, assumptions, and outputs reflect real family finances.
All calculations happen in your browser. We never store, transmit, or sell the numbers you enter. No account required.
Every calculator includes a methodology section explaining the data sources, assumptions, and formulas used. No black boxes.
All calculators are free to use, with no limits. We earn revenue through affiliate partnerships — not by charging you.
Not sure where to start?
Take our 2-minute money personality quiz to find out which calculator is most relevant for your family right now.