Terms of use

1. Use of the Site

FamilyNest Finance grants you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not:

• Copy, reproduce, or distribute any content from the Site without written permission
• Use the Site for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any portion of the Site or its systems
• Use automated tools to scrape, crawl, or extract data from the Site
• Misrepresent your identity or affiliation when contacting us

2. Not financial advice

The content on FamilyNest Finance — including articles, guides, calculators, comparisons, and quiz results — is provided for informational and educational purposes only. It does not constitute financial, tax, legal, investment, or insurance advice.

Our calculators provide estimates based on general assumptions and publicly available data. Results are approximations and may not reflect your specific situation. Always consult a licensed financial advisor, tax professional, or attorney before making significant financial decisions.

FamilyNest Finance is not a registered investment advisor, broker-dealer, or insurance provider.

3. Accuracy of information

We make reasonable efforts to ensure the accuracy and timeliness of information on this Site. However, financial products, interest rates, tax rules, and regulations change frequently. We do not warrant that any information on the Site is complete, accurate, or current at all times.

You use the information on this Site at your own risk. FamilyNest Finance is not responsible for decisions made based on content found on this Site.

4. Affiliate relationships and advertising

FamilyNest Finance participates in affiliate marketing programs. When you click certain links and complete a transaction, we may receive a commission. This does not affect the price you pay. For full details, see our How We Make Money page.

Affiliate relationships do not influence our editorial recommendations. We maintain a clear separation between commercial and editorial operations as described in our Editorial Policy.

5. Third-party links

The Site contains links to third-party websites, including affiliate partners, government agencies, and other resources. These links are provided for convenience only. FamilyNest Finance has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party sites.

Your use of any third-party site is governed by that site's terms and privacy policy.

6. Intellectual property

All content on FamilyNest Finance — including text, graphics, logos, calculator code, and design — is owned by or licensed to FamilyNest Finance and is protected by applicable copyright and trademark laws.

You may share links to our content and quote brief excerpts with proper attribution (including a link back to the original page). You may not republish full articles or reproduce substantial portions of our content without written permission.

7. Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

FamilyNest Finance does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of liability

To the fullest extent permitted by law, FamilyNest Finance and its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information contained herein — including but not limited to financial losses resulting from decisions made based on Site content.

Our total liability to you for any claim arising from your use of the Site shall not exceed $100.

9. Indemnification

You agree to indemnify and hold harmless FamilyNest Finance and its owners, employees, and affiliates from any claims, damages, or expenses (including reasonable legal fees) arising from your violation of these Terms or your use of the Site.

10. Governing law

These Terms are governed by and construed in accordance with the laws of the United States. Any disputes arising from these Terms or your use of the Site shall be resolved through binding arbitration, except where prohibited by applicable law.

11. Changes to these Terms

We may update these Terms from time to time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

12. Contact

Questions about these Terms can be directed to hello@familynestfinance.com.

Related policies: Privacy policy · How we make money · Editorial policy